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About Us


Robert Kolb

Robert Kolb grew up in the greater Cincinnati area. He has been a licensed professional in the financial services industry since 1997. Rob established Kolb Financial Services in 2007 and began teaching his clients new strategies, optimizing the 100 year old tax code. In doing this, he helps his clients create wealth that is off the radar screen of the IRS. He is a Master Mentor for Circle of Wealth, and CEO of Kolb Financial & Insurance Services where he also maintains his life, health, annuity, property and casualty licenses. He is a national speaker and author of Keeping Your Wealth Under The Government’s Radar. Rob is a veteran of the USAF and continues to serve his community as an active member and past President of the Rocklin Loomis Basin Rotary Club and past Chairman of the Rocklin Chamber of Commerce.



Amber Pearce

Amber Pearce is a solo practitioner. Her practice focuses on estate planning, conservatorships, probate and trust administration. A graduate of the University of the Pacific, McGeorge School of Law, Order of the Coif, and member of the Traynor Honors Society, she has been an active member of the California State bar since 2005. She is a current member of the Rocklin Chamber of Commerce, Women Lawyers of Sacramento and the Trust & Estates Section of the California Lawyers Association.

Stephen Smith

Stephen epitomizes integrity, energy, hard work and creative service in every detail of the health insurance industry. Stephen grew up in the Sacramento area and is a graduate from the University of California, Davis with a Bachelor of Science degree in Mechanical Engineering. He is a past Sacramento Association of Health Underwriters board member who served for over 5 years and lobbied for Health Care Reform in Washington DC as well as locally in Sacramento.
Stephen has extensive knowledge in the healthcare industry having worked in all facets of the healthcare field. As an independent agent, he helps small and mid-size businesses, as well as Seniors on Medicare, to find the best health insurance solution to meet their needs and requirements. As one of the leading insurance agents in the greater Roseville area, he has built a reputation by maintaining a strict customer comes first approach and explains complex topics in a clear and easy to understand way. He is married, has 4 children and enjoys being outdoors as well as coaching kids sports.

Susan Kolb

Full-time Realtor, committed to my clients!

  • 30 years of Fortune 50 Corporate Management, Contract Negotiation and Sales experience. I know how to negotiate the best deal for you, while still creating win/win scenarios for all parties!
  • 36 years experience in buying, selling and investing in real estate, including managing rental properties and vacation homes
  • My business provides a team approach. When appropriate, I team with three other Agents (totaling over 70 years in the real estate business) to provide the best level of service and quick response so that my clients are responded to quickly and “winning” in this fast pace business of real estate.
  • I treat all my clients like they are family
  • Life-long Placer County resident
  • Actively involved in many community organizations
  • Placer County Association of Realtors Master Club recipient since I started my real estate career